Prenuptial agreements

A prenuptial agreement (prenup) gives clarity, protection and fairness befor marriage. In England and Wales, prenups are increasingly common and , when properly prepared, are highly influential in divorce proceeding. They don’t remove romance – they remove uncertainty.

Here is why a prenup is important:

To protect assets you already own

A prenup allows you to ring-fence:

  • Property you bought before the relationship
  • Savings and investments
  • Inheritances
  • Family wealth and gifts
  • Business interests
  • Pensions accumulated pre-marriage

 

Without a prenup these may be treated as marital assets and divided on divorce.

To protect future assets

It can also protect:

  • Future inheritances
  • Interests in family businesses
  • Trust assets
  • Expected gifts

 

This is crucial where family wealth is involved.

To reduce financial risk should you divorce

English divorce law aims for ‘fairness’ which is flexible and unpredictable.

A prenup:

  • provides certainty
  • Reduces the risk of long, expensive litigation
  • Sets clear expectations for both partners

 

Many couples use prenups to avoid years of legal disputes.

To set out what happens to the family home

A prenup can cover:

  • Who owns the home
  • Who contributed the deposit
  • What happens if you seperate
  • Whether one partner buys the other out

 

This avoids later emotional and financial conflict.

To protect children from previous relationships

A prenup can ensure:

  • Assets are preserved for your children
  • Their inheritance rights are protected
  • Family wealth isn’t diluted if the marriage ends

 

This is especially important in blended families.

To safeguard business interests

If you own a businee, a divorce can:

  • Force a sale
  • Disrupt operations
  • Drag in business partners
  • Reduce your control

 

A prenup can protect the business so that it stays intact and operational.

To clarify financial responsibilities during the marriage

A prenup can outline:

  • How bills will be shared
  • How savings will be treated
  • Whether assets will be joint or seperate
  • How debts are handled

 

This reduces misunderstandings later.

To control spousal maintenance

A prenup can agree:

  • Whether maintenance is paid
  • How much
  • For how long
  • Under what circumstances

 

This prevents future disputes about income and lifestyle.

Because prenups are recognised by courts

Since the landmark Radmacher v Granatino case, courts give prenups significant weight if:

  • Both parties had independent legal advice
  • Both fully disclosed finances
  • Neither was pressured
  • The agreement is fair and meets basic needs
  • It was signed well before the wedding (not last minute)

 

So while not automatically binding, a properly drafted prenup is usually upheld.

Peace of mind, fairness and transparency

A prenup:

  • Supports honest conversations about money
  • Protects both people
  • Sets fair expectations
  • Makes your marriage stronger, not weaker

 

It helps you start your marriage with clarity, confidence and mutual understanding.